What Will The I Bond Rate Be In May 2025. I Bond Rate 2024 Jeri Bernadette As inflation continues to cool, the yield on Series I Savings Bonds, aka I bonds, is falling in tandem Current 2025 I Bond interest rate rate is 3.11%! Now that the I Bond interest rates have been dropped to 3% in March 2025 you're probably wondering, "When should I cash out my I Bonds?" Chances are you bought your I Bonds at the 0.0% fixed rate in 2021 or 2022, so as they are renewing your rates are coming in below 3%, compared to other interest rate accounts at around 4.5%.
Bonds in a Rising Interest Rate Environment S&P Dow Jones Indices from www.indexologyblog.com
This new rate is a far cry from the record-setting 9.62% reached in 2022 at the height of the pandemic-induced cost-of-living crisis. My analysis of data through March 7 indicates the new fixed rate could hold at 1.20%, or potentially drop to 1.10%
Bonds in a Rising Interest Rate Environment S&P Dow Jones Indices
All I Bonds, no matter when they were issued, will eventually get the variable rate of 1.90% for six months, with the starting month depending on the original purchase month What will the next I Bond Inflation rate be? The next I Bond inflation rate will be determined by the change in CPI-U from September 2024 - March 2025 The new rate is roughly a percentage point lower than the previous 6-month rate
How Interest Rates affect Bond Prices. My analysis of data through March 7 indicates the new fixed rate could hold at 1.20%, or potentially drop to 1.10% Treasury Department set the new rate to 3.11%, which is in effect for I bonds purchased this month through the end of April 2025.
Will I Bonds Go Up In 2024 Bev Rubetta. So for anyone who bought during the especially popular I bond period of May through October 2022, their current rate of 2.96% will drop to about 1.90% The other component of the I-bond return is a fixed rate — picked by the Treasury Department without further explanation — that will only apply to bonds issued November 1, 2024 to April 30, 2025.